At dinner last night with a friend I haven't seen in about 10 years, the conversation turned to the effects of the Affordable Care Act. She's been self-employed for decades, so I wondered what she had done since the launch of MNsure.
She signed up in October, she said, having some trouble with the website, but not having any difficulty figuring out which plan she wanted. So she contacted the company directly and signed up, no problem. That way of signing up is possible for anyone who isn't eligible for subsidies. Because of her method, she's not sure if she's been counted in the state's enrollment numbers.
She had been paying $400 a month for a plan with a 20 percent deductible. Because she is about to turn 55, she had been told that the cost under her old plan would be going up to $700 a month.
Her new coverage under the ACA still has the 20 percent deductible, but costs her $325 a month. So she's saving either $75 a month or $375 a month, depending on how you look at it.
That's my contribution to the "plural of anecdotes equals data" effort.
Sunday, April 13, 2014
An ACA Anecdote
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1 comment:
This story is probably more common than people think. I doubt she was counted since she did not apply through MNSure. She could have even not eligible for subsidy. I do wish the media was talking more about the 7+ million who successfully used the ACA to obstain medical insurance -- families, individuals, small businesses.
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